Credit Risk Analyst (Retail)

Smartestenergy ,
London, Greater London
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Job Description

The future of energy is digitised, decarbonised and localised. At Smartest Energy, we need revolutionary thinkers to help our customers make the most of this new landscape, thinking differently to find smart solutions to complex problems. Join us and help power the revolution. Formed in 2001, we're an agile business driven by entrepreneurial thinking. As a subsidiary of the Marubeni Corporation, we also have strong investment and infrastructure behind us. We have three offices in the UK, one in the US and have just opened another in Australia. Further expansion in territories across Asia and Oceania will follow shortly which means big global career opportunities for you, with plenty of potential to explore new markets. Overview In this role, you will support the quantitative and qualitative assessment of credit, collateral and credit-related contract risk of SEL, monitor and support the control of such risk. In this role, you will be involved with the following: * Assisting the Credit Risk Manager and the Lead Credit Risk Analyst in the accurate and timely assessment of retail credit limit applications from the Sales Team; * Ensuring all of the credit checks for retail received from Sales Team are processed in a timely manner and managed proactively; * Accurate credit scoring and rating for retail customers in line with the written Credit Policy and its Procedures in place; * Ensuring that all limits for Retail customers are correctly applied for; * Establishing and maintaining strong credit relationships with counterparts * Ensuring that renewals of existing limits are processed in timely manner; * Providing volume and delivery period approval for price commitment for the retail sales. Ensuring they are not exceeded; * Building relations with the Retail Sales team and other stakeholders; * Building the business relationship with credit reference agencies, market Intelligence suppliers, the credit insurance broker and the credit insurer. To be successful, you are likely to have the following skills/experience: * Strong independent problem solving skills; * Very strong attention to detail, accuracy and completeness; * Strong communication skills with confidence to challenge judgements. What else do we offer? * A commitment to smarter working - we recognise your work/life balance; * Excellent benefits package including private medical insurance/dental cover for all staff & 7% non-contributory pension; Check out all our current open positions: Our Privacy Policy is here: Apply for this Job

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