Credit Modeller

Revolut ,
London, Greater London

Overview

Job Description

ABOUT THE TEAM The credit department at Revolut designs, develops and launches credit products across multiple countries. As we do this from scratch we have complete responsibility for each product: developing the backend, the front-end, the data science infrastructure, and then creating a local setup in each country with scalable risk management and portfolio management solutions. The team is made up of a mix of risk management, product, design and software professionals, providing lots of opportunity to share knowledge and learnings across functions. WHAT WE NEED Our Credit Modellers are responsible for applying scientific methodology, statistical inference and offline machine learning models to drive business decisions. They have strong backgrounds in statistics, applied mathematics, and computer science with the ability to write clean and operationalizable code. They are also creative, inquisitive and exceptional communicators with an aptitude for uncovering hidden patterns. We are looking for Data Scientists who know how to get the most out of the credit product and help make the right decisions with the data. WHAT YOU'LL BE DOING Delivering real impact to the product through rigorous data-driven solutions Researching and building productionisable models with or without machine learning Collaborating with product owners, engineers and data scientists to improve data infrastructure and contribute to a seamless research platform WHAT YOU'LL NEED Bachelor's/Master's/PhD in STEM (Mathematics, Computer Science, Physics, Engineering, Economics) Proven experience in developing Python applications Excellent knowledge in SQL An excellent knowledge of retail credit products and the underwriting process Big picture thinking - correctly diagnosing problems and productionising research Databases: SQL {Exasol, PostgreSQL, BigQuery}, NoSQL {DataStore, CouchDB, Redis} Production: Docker, K8s, Multi-threading A LITTLE ABOUT US We believe that there are better ways for people to control their money. Easier, fairer ways. Revolut started in 2015 with fee-free card transactions abroad. We've since added current accounts, business accounts, savings, insurance, and even cryptocurrency trading. We reached 10 million customers as we rolled into 2020 and we're adding another million every quarter. WHAT WE ARE LOOKING FOR From employee 1 to employee 1400, you will be slotting into a global team that shares a number of traits. You can work autonomously and take ownership. We thrive with the space and responsibility to solve problems. You operate best without lots of bureaucracy. We don't hide behind fancy job titles or clunky processes 'because that's how things are done'. You approach work in a logical way. We are not afraid to make mistakes but we use data and logic to backup decisions and improve understanding. And you share our mission to improve people's relationship with their money. THE BENEFITS Competitive salary Biannual equity bonuses All the latest tech you need Skip the commute and work from home once a week Roll with a free Revolut Metal subscription Pension plan Private health insurance Don't panic about cooking: get free dinners with Deliveroo Start the day properly with fresh fruit and cereals Stay refreshed: get juice, tea, coffee and soft drinks on tap Rest up with 29 days' holiday per year Please only submit an application for one posting.