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MarketFinance
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London, Greater London
Risk Operations Specialist
Overview
Job Description
MarketFinance, one of the UK's leading Fintechs, is looking for a Risk Operations Specialist to be the backbone of a team in charge of assessing credit and fraud risk. About us MarketFinance provides ambitious business leaders with fast and flexible funding solutions that are transparent and easy to use. As the first fintech to seamlessly deliver invoice finance and business loans in a single facility, we're perfectly positioned to help UK businesses grow. Our specialists have a deep understanding of business finance needs and, supported by smart tech and data analytics, tailor funding solutions precisely suited to our customers' individual requirements. Who you'll be working with The multi-faceted and highly skilled Risk team you'll be joining is helping to create new products, meet the needs of our customers and develop world-leading risk-based pricing models. At MarketFinance, the opportunity for growth is as big as your ambition. Whether that's progressing to a leadership role in your team or exploring an entirely new career path within the business. Maybe this job is part of your journey to starting your own business one day. We have big dreams and we expect you to have the same. What you'll be doing In this role, you'll be providing essential administrative support which enables the Risk team to accurately assess credit and fraud risk as well as constantly improve our risk policies and processes.This is a great opportunity for personal development with training and mentoring from your manager to take your financial/lending administration or credit control expertise to the next level. You'll use your excellent attention to detail to prepare business loan and invoice finance applications for review by inputting financial and other relevant data into the risk system. We'll trust you to prepare, check, register and file legal/security documentation while keeping all risk records and databases up to date. The Risk team will look to you to manage their workflow by vetting and allocating new applications to the underwriters. You'll contribute to our mission of making business finance quick and easy for our customers by ensuring that the Service Level Agreement to process applications is met. Part of your day-to-day responsibilities will be to approve and launch invoice finance trades on our smart online platform as well as making regular invoice verification checks by phone. You'll also perform monthly covenant reporting on our invoice finance customers. Our default rate is consistently lower than the industry standard and your work here will be an essential part of our ability to maintain that. You'll be a first line of defense, conducting ID verification and fraud checks on applicants. We'll also rely on you to collect relevant 3rd party reports (e.g. credit reference agency searches) on applicant businesses, directors and shareholders. We know you're independent but you're also a great collaborator which is why you'll be the Sales and Customer Success teams' go-to person for risk-related queries. You'll build strong relationships in a variety of areas, collaborating with the Operations and Investor teams as well as regularly liaising with Legal. We're revolutionising business finance and we can't wait for you to jump in and join us. Requirements * You will have relevant work experience in a financial / lending administration or credit control role. * You're excited by the challenge of revolutionising business finance. * You pitch-in and aren't afraid to get your hands dirty. * You work hard and are passionate about achieving great results. * You're independent, well organized and with a "make things happen" attitude. * You're analytical, have excellent attention to detail and can work in a high pressure environment. Benefits At MarketFinance, the opportunity for growth is as big as your ambition. Things move quickly in Fintech and that's all part of the adventure. Our benefits include: * Competitive salary and best-in-class share options scheme * 25 days annual leave, plus your birthday off * Mentoring from industry leaders and the opportunity to make an impact at one of Europe's foremost Fintechs * Private health coverage and half-price Virgin Active gym membership * Enhanced maternity leave, Amazon Kindle and unlimited e-books * Excellent company culture and a great office in the heart of Shoreditch Ready to help UK businesses build the future? APPLY NOW! We do our best to reply to all applications. However if you have not had a response within 4 weeks, please assume your application has not been successful. How will we use the information about you? We will use your data to process your application, to allow us to assess your suitability for a role and improve our sites. We may share your data with third parties to achieve these purposes. We will not share your data for marketing purposes. We will keep your data safe in accordance with data protection legislation.