Head of Credit Risk

Revolut ,
London, Greater London

Overview

Job Description

ABOUT THE TEAM Our Risk team sits at the very core of Revolut. It works across functions, products, and regions to monitor front-line performance and ensure that the business is on safe footing. People in the Risk team are among the first in the company to get involved in new business initiatives, from app technology, to treasury and finance, to customer support. If you want to gain priceless experience and exposure in one of the fastest-growing scaleups in Europe, helping to make Revolut safer for our customers, employees and shareholders, then apply to join our Risk department today. ABOUT THE ROLE The Head of Credit risk will work with Revolut's Chief Risk Officer to lead group-wide credit risk management at Revolut. You will: Develop and maintain Revolut's credit risk strategy, policy and reviews Support the localisation of global credit risk policies Oversee credit risk model development and liaise with regulators on model-related issues Lead reporting and monitoring to manage retail credit risk exposure Evaluate the quality of corporate fixed income securities and assign credit limits Advise the Board on group-wide credit risk exposure and risk management framework WHAT YOU'LL NEED Expert knowledge of retail stress testing, application scorecard and IFRS 9 impairment methodology Extensive experience working with regulators to ensure sustainable growth Experience developing credit risk frameworks and policies You have experience with credit risk analysis for corporate fixed income securities. A strong academic record with a degree or concentration in a STEM discipline Proficiency in Python/SQL Excellent problem-solving skills A little about us... When Revolut was founded in 2015, we had a vision to build a sustainable, digital alternative to traditional big banks. Our mission now is to help our customers improve their financial health, empower them to have more control, and promote financial cohesion across the communities in which we operate. Launching into 2020 with 10 million Personal customers and over a quarter of a million Business customers only reinforced our belief in the vast need across the world for better financial services. As our customer base has boomed in the last year, we've expanded our team to match that growth. We started 2019 with several hundred employees; we closed it out with 2000. What we're looking for... Revolut is being scaled up by people all around the world who share our vision. We're looking for people who align with our four core values: we Never Settle, we Get It Done because we Think Deeper and we're Stronger Together. You're the kind of person who wants to join a community of forward-thinking people, all personally and professionally invested in Revolut's mission. You thrive in a collaborative space where everyone's learning from each other, and learning fast. We believe in empowering our Revoluters in their work, giving them autonomy and ownership of what they do. We want everyone at Revolut to own their story and their successes - working with us means you're not just another cog in the machine. THE BENEFITS Competitive salary Biannual equity bonuses All the latest tech you need Skip the commute and work from home once a week Roll with a free Revolut Metal subscription Pension plan Private health insurance Start the day properly with fresh fruit and cereals Stay refreshed: get juice, tea, coffee and soft drinks on tap Rest up with 29 days' holiday per year