Product Features
Blog
Contact Us
Sign In
Kensington Mortgage Company
,
Maidenhead, Berkshire
Underwriter
|
|
Job Type: Full-time |
|---|---|
|
|
Salary: £35,000 per annum |
Overview
Your Role The Underwriter is responsible for underwriting mortgage applications in accordance with the Lending policy, TCF principles and FCA responsible lending best practice. It is expected they will maintain a high level of relevant industry knowledge and apply the highest standards of risk based underwriting at all times. Your Tasks Underwrite and approve Residential and Buy to Let mortgage applications in accordance with the lending policy, TCF and responsible lending principles, and within authorised mandate To be responsible for all underwriting queries, resolution of issues and decisions in principle for new cases Ensure all correspondence including references and valuations are in line with lending policy and the appropriate mortgage product Build a close working relationship with key areas of the business to enhance the process from a system, service and quality perspective Proactively keep up to date with human resource policy, external legislation, funding constraints, product criteria and underwriting criteria changes to ensure prudent underwriting. Your Skills & Experience We are looking for employees who share our passion to make a difference and scratch under the surface to find the not obvious solutions. We are keen to see applications from candidates who can demonstrate: Experience in Prime and Specialist lending as an Underwriter holding a mandate of £200k minimum for a minimum of 2 years. Detailed understanding of the mortgage intermediary market and related FCA permissions. Able to demonstrate that they are proactive, hardworking, flexible and able to work under own initiative but also a team player. Your Opportunity Our employees are critical to our success. We work hard to ensure that Kensington Mortgages is a great place to work. We recognise the difference it makes to our business when people challenge themselves and take advantage of the development opportunities available so we try and support everyone however we can. We also recognise the fact that people seek work - life balance and continuously develop our benefits offering to create an inclusive and supportive culture where differences that exist between us all are recognised, understood and valued. Currently we offer 25 days holiday (you can buy/sell up to 5 days on top of that), attractive pension scheme, life assurance and income protection as our core benefits but there is a whole list of other ones you can choose from through the flexible scheme to suit your individual needs. If you want to make a Difference, apply now.