Lead underwriter (Mortgages)

MERJE Ltd ,
London, Greater London
Job Type: Full-time
Salary: £40,000 per annum

Overview

MERJE are partnered with an exciting London based FinTech that are looking to grow their underwriting function. Your new role: Evaluating mortgage applications and making decisions within a set mandate; Input into the ongoing design and build of our best in call origination and underwriting platform; Monitoring for and identifying fraudulent applications Constantly searching for areas for improvement and growth, through process, policy or technological change; and working with the rest of the business, including product, tech., analytics and marketing teams. Support the collection of MI around efficiency and conversion Our Ideal candidate: Has significant Residential and Buy to Let mortgage underwriting experience (in the UK) Ability to make quality lending judgments; Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders; Expertise in the end-to-end mortgage process, from application through to servicing and collections Up to date knowledge of the UK regulatory mortgage framework; Has held a credit mandate previously; Can do attitude; Ability to deliver technical concepts to a non-expert audience; and Previously managed a team (Beneficial, but not essential) Rewards Package and Benefits: The total rewards package and remuneration will be based on experience and potential, and is highly competitive. Competitive salary up to £45,000 depending upon experience Professional development - budget plus 5 days to spend on whatever you think best Workplace pension Season ticket loans Holiday - 25 days a year an extra day for your birthday. Enhanced parental leave Please note, should you not receive feedback within 28 days, unfortunately your application has been unsuccessful. However, we may be in touch with similar relevant opportunities.