Underwriter - Asset finance

The Curve Group ,
Manchester, Greater Manchester
More Details
Job Type: Full-time

Overview

Position: Asset Finance Underwriter Location: Manchester Are you looking for the edge to build your career within underwriting? As an Underwriter you will benefit from having a centralised team based in the heart of Manchester. You will be working closely with the Internal Account Managers and Field Sales Account Managers to underwrite structured finance deals. Why should I apply: Significant opportunity to develop your underwriting skills Growing business with significant opportunities for career development Centralised team solely focusing on underwriting asset finance deals BASIC SALARY: Highly competitive, with performance bonus. BENEFITS: 25 Days Holiday rising to 27 with service Statutory holidays. Half day Christmas shopping day. Paternity pay "Top Up" scheme. Early finish Friday. LOCATION: Manchester City Centre. COMMUTABLE LOCATIONS: Bradford, Salford, Old Trafford, Trafford Park, Eccles, Bury, Stockport, Altrincham, Sale, Ashton-under-Lyne, Bury, Bolton, Wigan, Hyde JOB DESCRIPTION: Underwriter: Asset Finance "Multi award winner", "Market Leader", "Disruptive Challenger", not our words but what our peers use to describe us. Imagine how working for a tier 1 funder supporting approximately 40,000 SME's, growing at 10,000 per annum with an impressive revenue growth of 20% per annum could benefit your career. We are on an exciting journey to double origination and our balance sheet over the next 3 years with access to significant funding lines to support this business growth. As a proven Underwriter, you will have the opportunity to support the business by enhancing the quality of credit applications as well as making recommendations to ensure commercial opportunities are maximised. Your key responsibilities: Underwriter: Asset Finance To underwrite structured finance deals, you will be evaluating, analysing and approving credit proposals and revisions. You will be responsible for maintaining the portfolio through a consistent level of credit risk assessment and ensure adherence to all policies and procedures, specifically you will: Assess customer applications and make responsible lending decisions based on credit reports and additional information provided by the customer Verifying information on client's applications and evaluating fraud risks Make independent credit decisions within your own delegated authority whilst working closely with our internal team and external stakeholders Making recommendations on client's applications outside personal authority Underwrite cases within an agreed mandate considering customers risk Ensure all required documents are received and checked before processing Manage sanctioned proposals to pay out alongside other internal departments Maintain close relationships with Partnership Managers, Internal Account Managers and other internal and external stakeholders YOUR BACKGROUND: Underwriter: Asset Finance, you will: Possess proven experience in Asset Finance A solid understanding of financial ratios, credit reporting data, and experience in analysing financial statements Personal mandate levels ranging from at least £10,000 - £30,000 INTERESTED? Please click apply. You will receive an acknowledgement of your application. Please Note: For further details of the curve group privacy policy please click the following link, https://privacy-policy/

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