Commercial Underwriter - Farm

Mercer ,
Bristol, Bristol
Job Type: Full-time

Overview

Commercial Underwriter (Farming) - Victor Insurance - Bristol Role: We are seeking an Agricultural Underwriter with experience in Motor as well as Farm Combined is advantageous. Consideration for Commercial Combined or wider motor fleet experience. Responsibilities: Manage a case load of dedicated brokers, supporting the Development Underwriters and Head of Agriculture to seek out and maintain new opportunities. Reviews and analyzes major submissions without assistance, and identifies new business opportunities to generate new accounts while maintaining a book of existing business. Conducts quality assurance of the insurance risk calculations from junior underwriting staff. Completes policy issuance and handles account transactions by negotiating and obtaining mutual agreement from clients, and binds coverage and initiates issuance of documents. Identifies and obtains additional information required for proper analysis of risk including cross-referencing with other departments. Declines quotes by identifying loss predictions, and forwarding recommendations. Reviews and analyzes new submissions for context and requirements in adherence to state laws and regulations for ratings and quotations. Establishes and maintains business relationships with carriers and brokers to negotiate terms and conditions and to expand business with the client account. Skills and Experience To work under pressure to provide quality fast-paced underwriting solutions to commercial clients To effectively decide which insurer’s product would be most suitable for client’s needs. To clear terms for quotes sent by the executives within the the new business, renewals and certsure teams with due reference to premium, terms & conditions and policy endorsements. To provide effective support to others in the team and to the new business, renewals and certsure teams. To provide solutions to queries and technical assistance for other departments. To liaise with insurers and maintain relationships. To develop an understanding of insurance underwriting principles. To operate to a high degree of accuracy and attention to detail. Demonstrate relevant experience in managing underwriting risks Good understanding surrounding the general principles of underwriting Experienced working under pressure within a demanding environment Relevant track record in negotiation, team work, customer resolution and conflict handling Commercial minded with flair for negotiations and attention to detail About us We are Marsh, a diverse community of colleagues, serving a diverse community of clients with insurance, risk management and employee health and benefits advice and solutions. We help clients succeed by defining, designing, and delivering innovative industry-specific solutions that help them effectively manage risk. Our deep knowledge of both the industry sectors and communities we serve, combined with the time we take to fully understand and meet a client’s needs, is what sets us apart. We're also part of Marsh and McLennan Companies (MMC) - a global network of experts in risk, strategy and people. For over 140 years, Marsh & McLennan Companies (MMC) has supported enterprise, helping clients realise, survive and grow in changing times. We leverage the scale, expertise and access to the broad range of products and services provided by the wider Marsh & McLennan Companies for the benefit of our clients - whilst retaining the flair, flexibility and personal service that our clients have come to expect. Marsh & McLennan Companies and its affiliates aim to attract and retain the best people regardless of their gender expression or identity, marital and civil partnership status, ethnic origin, nationality, age, background, disability, sexual orientation or beliefs.