Graduate Underwriter - Rotational Programme

Enra Group ,
Borehamwood, Hertfordshire
Job Type: Full-time

Overview

West One Loans, a subsidiary of ENRA Group, is one of the UK’s largest specialist property finance provider. With over 170 employees, we pride ourselves on expert market knowledge and first class service. We are offering the opportunity for a top class graduate with a positive attitude and willingness to learn to make a successful career within the specialist finance market. As part of the rotational programme, you will spend time learning about each of our products (Bridging, Development Finance, Second Charge and Buy-to-Let) and interacting / managing relationships with internal and external stakeholders. The programme offers a competitive salary, private medical healthcare, company pension and Summer and Christmas parties. Top performers will also be treated to the CEO quarterly award dinner in recognition of their performance. Responsibilities Assisting in assessing and reviewing loan applications and preparing cases for credit committee. Assessing valuation reports to ensure that they comply with company lending criteria. Carrying out online checks in relation to both applicants’ and the relevant securities. Sharing information with Underwriters. Liaising with internal departments and external parties as necessary and required. Attending inter-departmental meetings. Assisting in dealing with new enquiries. Ensuring all data and MI is correctly inputted onto the system and is maintained up to date. Working with other interdepartmental teams such as servicing, sales and investor services. What we'd need you to have Degree educated. An understanding of property finance would be a distinct advantage. Excellent written and verbal communication skills. Attention to detail. Proactive and able to work on own initiative. Commercial acumen. Strong numeracy and analytical skills. In return, we provide A competitive basic salary An annual discretionary bonus Support for CeMAP studies Company pension Private medical healthcare (Vitality) CEO top performers dinner Dental plan Weekly fruit delivery Free eye tests The opportunity to buy additional holiday Half day annual leave on your birthday week Perkbox subscription Summer & Christmas social events