Mortgage Advisor

Enra Group ,
Gerrards Cross, Buckinghamshire
Job Type: Full-time

Overview

Enra Group comprises three separate but complementary trading divisions: Enterprise Finance, Vantage Finance and West One Loans. Enra Group’s businesses operate in specialist finance. Vantage Finance are specialists in Residential first and second charge mortgages: Commercial mortgages: Bridging finance: Buy to let: Development loans: Unsecured loans. For more than a decade, Vantage Finance has helped people realise their ambitions. Our service can be distilled into just four promises - four values our clients find invaluable. The role will be to take new enquiries from a variety sources, identify the requirements and place with the correct lender, underwrite new applications and package them with care, skill and diligence to present a perfectly packaged case to a lending partner and consistently process pipeline business, ensuring an efficient and satisfactory outcome for the borrower. You will be required to maintain existing broker and customer relationships generating leads from these contacts. You will deal with both intermediaries and directly with clients offering expert advice on specialised property finance. Responsibilities Reviewing valuations when received and submit to lender. Offering best advice to all clients for their borrowing needs. Reviewing new applications and forming a fully packaged file through liaising with both introducer and clients. Liaising with solicitors, lenders and brokers on completions. Keeping notes up to date on all cases. Ensuring you comply with FCA rules & regulations at all times. The ideal candidate CeMAP required along with 2 years minimum industry experience. Commercial/ Bridging or Development experience would be a distinct advantage. Clear, Eloquent and Upbeat telephone manner. Understanding which regulation applies to which type of application and ensuring the advising broker has the necessary permissions to introduce business of this type. Lender and product knowledge GCSE Maths and English essential Ability to manage own diary, manage deadlines and meet targets set In return, Enra Group offers A generous basic salary The opportunity to buy additional holiday Half day annual leave on your birthday week Perkbox subscription CEO top performers dinner of the quarter Company pension Free eye tests Dental plan Summer & Christmas social events