Senior Mortgage Underwriter

Coast Specialist Recruitment ,
Maidstone, Kent
More Details
Job Type: Full-time
Salary: £45,000 per annum

Overview

Senior Mortgage Underwriter The company: Growing, ambitious and creative with solid funding lines and an appetite to find solutions for complex customers The role: Providing support to the Head of Lending, underwriting applications accurately within prescribed timescales whilst focusing on providing excellent customer service at all times. Responsibilities will include managing key relationships, underwriting cases and maintaining internal systems with up to date lender data/criteria. Summary of Main duties Assess portfolio Landlords in accordance with current regulations and guidelines The ability to Interpret CAIS information in accordance with current lending guidelines Provide training to Underwriters where skill gaps are identified Taking ownership of complex cases and queries Build and maintain effective relationships with all new and existing clients Ensure timely, accurate and appropriate responses to telephone calls/enquiries or correspondence from clients, lenders or Valuers Liaise with Mortgage Consultants, appraising them of the progress of specific mortgage cases and seeking to resolve any queries arising Liaise with Senior Management, escalating any specific problems for discussion and Assists colleagues in dealing with more complex cases Present cases to Credit Committee for approval Required skills A minimum of 2-3 years underwriting experience preferably within the Buy to Let market, although residential or commercial markets can be considered. Previously held a mandate in excess of £250,000 Experience of dealing with brokers and third parties such as Solicitors and Valuers. Excellent communication skills Ability to work under pressure and to strict deadlines Strong planning and problem-solving skills Have a strong knowledge of the mortgage markets Previous experience in lending to Limited Companies, Portfolio Landlords

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