Junior Risk Analyst - Capital and Impairment

We have an exciting opportunity for a Junior Risk Analyst - Capital and Impairments, to join our growing team at OneSavings Bank. At OneSavings Bank, we're proud to be an award-winning bank, with great customer satisfaction scores. We began trading as a bank in 2011 and were admitted to the main market of the London Stock Exchange in 2014, joining the FTSE 250 in June 2015. So we've had a really strong start and that's because we have great people, great products and a deep understanding of our markets. In the simplest terms, we're a specialist lender which is supported by our stable retail savings franchise, who has over 150 years of heritage behind them (Kent Reliance). The Bank acquired Charter Court Financial Services Group Plc (CCFS) and its subsidiary businesses on 4 October 2019. You will be involved with running regular processes related to impairment and capital across OneSavings Bank PLC. The role will be supporting the Capital and Impairments Manager ensuring that the control framework is executed as designed, driving the accuracy and completeness of the numbers generated. You will be... + Running IFRS9 impairment and IRB RWA calculation processes + Maintaining the macro-economic scenarios which support the IFRS9 impairment framework + Developing and enhancing processes + Controlling execution across both the impairment and capital processes + Ad-hoc analysis as required to identify trends, issues and developments in impairment and capital processes + Creating commentary / analysis of trends and movements for board committees Please note this role is going to be based in London however initially the position will be based in Chatham, Kent. At OneSavings Bank, we believe that your career and how you progress is as unique as your individual personality. We continually support our people so they can become the best version of themselves. We are so committed to this we've made it one of four core values "Create Your Future". The other key values are: Stronger Together, Aim High and Take Ownership. In return for the hard work you do, we offer a base salary dependent on experience of 30,000 - 37,000 and a competitive benefits package including: + 24 days holiday + bank holidays (you can purchase an additional 5 days holiday too) + An annual discretionary bonus opportunity of up to 10% + Quarterly Employee Recognition Programme (a chance to be recognised for promoting one of our core values) + Westfield Healthcare scheme - Level 2 cover + Season ticket loans / cycle purchase scheme + Long service awards + Perkbox discounts (cheap cinema tickets, family day outs and savings in high-street shops) + Save as you earn scheme + Charity fund matching (we're super keen for people to give something back!) A full list of our benefits package is available on our website: www.osb.co.uk/careers/benefits + Do you have experience of modelling/advanced analysis using Microsoft Excel? + Do you have prior experience working in risk related role within a retail consumer finance environment? + Do you have a degree in a quantitative field such as Mathematics, Physics or Engineering? If this sounds like you, please send us your CV! If shortlisted from your initial application, we operate quite a personalised recruitment process which means you won't be subjected to test after test, but instead, we like to leverage a two stage face to face interview process. Interviews are a two way street, so we aim for them to be relevant and conversational, and get the best out of you! At OneSavings Bank, we are dedicated to diversity in the workplace and we are committed to a policy of treating all our employees and job applicants equally. No employee or potential employee will receive less favourable treatment because of any protected characteristic. We recognise that flexible working opportunities can be of benefit to both employees and the organisation, improving work-life balance and enabling the business to attract and retain skilled and valued employees. Please speak to us about how this could work for you. All applicants must have rights to work in the UK. Unfortunately, due to the high number of applications currently being received, only shortlisted candidates will be contacted. External Company URL: TestUserAdmin Street: Quayside