Product and Pricing Specialist

Harnham ,
London, Greater London
Job Type: Full-time
Salary: £55,000 per annum

Overview

Product and Pricing Specialist London Up to £65,000 Deliver end-to-end analytical projects focusing on Asset Growth within the Product and Pricing function of a Retail Credit function. Designing customer lending strategies including product, proposition & targeting strategies whilst balancing credit risk, commercial and customer outcomes. An established lender with a fin-tech feel. Excellent career progression and learning opportunities. Huge encouragement of end to end project ownership and delivery/ THE ROLE Commercial analysis and forecasting - Enhance portfolio performance through testing and optimising product and pricing strategies Strategy development - Own end to end strategic deliveries, attaining buy in from stakeholders across the business Pricing - Ownership of pricing initiatives for new customers Data - Analyse huge data sets using SAS, SQL, Python and provide commentary and insight into strategy and portfolio performance Modelling - Use of NPV models and financial forecasting to underpin customer decisions with a sense of profitability YOUR SKILLS AND EXPERIENCE Excellent academic background including a numerate degree Strong technical skills including programming in SAS, SQL or similar Experience driving commercial decision making ideally in a retail credit setting Strong understanding of retail lending products like loans and credit cards Strong problem solving capabilities Experience within a Credit Strategy, Lending Analytics or Pricing function KEYWORDS Product and Pricing, commercial strategy, credit risk, lending strategy, NPV models, customer value modelling, acquisitions, customer targeting