Mortgage Underwriter

Enra Group ,
Borehamwood, Hertfordshire
More Details
Job Type: Full-time

Overview

Enra Group comprises three separate but complementary trading divisions: Enterprise Finance, Vantage Finance and West One Loans. Enra Group’s businesses operate in specialist finance. West One Loans is a trusted provider of specialist property finance for residential and commercial properties. We offer regulated and unregulated first and second charge bridging loans and are one of the biggest privately funded bridging lenders in the UK. We also offer second charge residential and buy-to-let lending. An opportunity has arisen in our busy, growing team due to increased volumes of business and company growth. The overall responsibility of the role is to take ownership of allocated cases from inception through to completion. What you'll be doing Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for Proactive chasing of outstanding information from third parties and timely updates to introducers to enable service excellence Recommending and referring cases to Credit Committee where credit committee approval required. Liaising with introducers, valuers and solicitors Overseeing cases from inception through to completion What we'd need you to have A high level of communication A knowledge of mortgage lending across either Development, Bridging, 1st Charge, 2nd Charge or BTL. An understanding of FCA regulation Robust and comfortable working towards strict deadlines What you'll get in return A generous basic salary The opportunity to buy additional holiday Half day annual leave on your birthday week Perkbox subscription Private medical healthcare (Vitality) Free eye tests Weekly fruit delivery CEO top performers dinner Company pension Dental plan Summer & Christmas social events

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