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Optima Recruitment
,
Reigate, Surrey
Risk Manager
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Job Type: Full-time |
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Salary: £50,000 per annum |
Overview
Working for our prestigious client in Reigate, the key purpose of the role is to analyse, model, monitor, report on and develop the organisation’s residual value, provisioning, retail credit risk data and activities. Job Description: Delivery of specified projects as a part of the strategic and operational plans, specifically in respect of Residual Value forecasting model and Provisioning model Identifying issues on all related RV and retail portfolio and advising on the best or feasible solutions on ad-hoc issues Assessment and continuous monitoring of all related RV and credit risk aspects of the operation Control and development of the related policies, procedures, controls and reporting Support of the preparation of plans, budgets and related Key Performance Indicators (KPIs) and measures Line management of a team of three analysts to deliver on the department’s objectives Support the operation in line with the agreed plans, budgets and KPIs Proactive identification of opportunities for business and product development Development of close internal and external auditors and other related 3rd party suppliers and organisations Compliance with all regulatory, risk and company policies, regulations and mandates, in particular relating to Conduct Risk Maintain effective oversight and monitoring of any outsourced department related activities Accountable for setting high level objectives for direct report(s) and effectively managing performance Ensure direct report(s) are adequately trained and supported to carry out their roles effectively Encourage learning and development and create opportunities for personal/ professional development Person Specification: Must have the appropriate level of education and SAS certification Preferably qualified or part-qualified or studying towards a recognised credit risk management qualification Sound and relevant risk analysis experience within financial services, preferably automotive/asset related Ideally will be well versed in the broader areas of financial services operations: products and services and automotive market Accreditation and a strong understanding of relevant SAS software and related modelling Management Information / reporting and the related technical knowledge General sound knowledge of policies and procedures within financial services regulated and compliant environments Strong all-round PC software skills and is able to produce high quality Accurate working documentation and presentations, including business case proposals and requirements Must have an understanding of the retail consumer credit environment Familiar with the principles encapsulated within 'treating customers fairly’ and operational/conduct risk Must have experience of the automotive sales market and related valuations Additional Information: Based in Reigate £50,000 - £62,000 plus a quarterly performance based bonus (Up to 22% of basic salary, average payout of 15%) Eligibility for employee car scheme Company pension scheme 27 days holiday plus option to buy an extra 5 days Option for private healthcare Monday - Friday, 9.00am - 5.00pm Parking We appreciate the time you took to apply for this vacancy, however due to the high level of applications that we receive, we can only respond to successful candidates. In the meantime, please check out our website to read more about our company and privacy policy. Optima Recruitment specialists in Permanent & Temporary Recruitment, including; Administration, Secretarial & PA, Accounts & Finance, Graduate Opportunities, Human Resources, Recruitment Consultancy, Sales & Marketing, Customer Service and Legal.